How to Navigate 130-028-000-090-15 Ionia Property Listings

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September 29, 2024September 29, 2024
Info, Business

Navigating 130-028-000-090-15 Ionia property listings can be a daunting task for many of us. As we delve into the world of real estate, we often find ourselves overwhelmed by the sheer volume of information and the complexities of the bidding process. But don’t worry – we’re here to guide you through this journey, making it easier for you to find and secure your dream property in Ionia.

In this article, we’ll break down the key steps to help you navigate 130-028-000-090-15 Ionia property listings with confidence. We’ll cover how to understand these listings, research property details, handle the bidding process, carry out due diligence, and finally, complete your purchase. By the end, you’ll have a clear roadmap to follow, increasing your chances of success in the Ionia real estate market.

Understanding 130-028-000-090-15 Ionia Property Listings

As we dive into the world of 130-028-000-090-15 Ionia property listings, it’s crucial to grasp the basics. These listings offer a unique opportunity to explore and potentially invest in the Ionia real estate market. Let’s break down the key aspects to help us navigate this exciting landscape.

What are 130-028-000-090-15 Ionia listings?

130-028-000-090-15 Ionia listings refer to a specific category of property listings in Ionia, Michigan. These listings are part of a larger system that categorizes properties for sale or auction in the area. They provide a comprehensive overview of available properties, including essential details that potential buyers need to know.

It’s important to note that these listings often include properties that may be offered at auction. The auction list in the salebook contains properties that could potentially be up for bidding ^[1]. This means we need to approach these listings with a keen eye and a readiness to participate in the auction process if necessary.

Types of properties available

Ionia’s real estate market offers a diverse range of properties to suit different needs and preferences. While specific details about property types in 130-028-000-090-15 Ionia listings aren’t provided, we can gain insights from the broader Ionia housing market.

The market includes various property types, from single-family homes to multi-unit buildings. Some of the hottest neighborhoods near Ionia include Creston, Churchill Downs, Old Forest, Averill Woods, and Ridgemoor ^[2]. These areas likely feature a mix of property types, catering to different lifestyles and investment goals.

Key information provided in listings

When we examine 130-028-000-090-15 Ionia listings, we’ll find a wealth of crucial information. Here’s what we can typically expect to see:

Property Details: Listings provide essential information about the property, such as its location, size, and condition. It’s important to remember that properties are sold “as-is” in every respect ^[1].
Pricing Information: For auction properties, the starting bid prices are shown on the online lot description page for each sale unit ^[1]. In the broader Ionia market, the median listing home price is $222,450, with a median price per square foot of $132 ^[2].
Market Statistics: While not specific to 130-028-000-090-15 Ionia listings, understanding the overall market can be helpful. For instance, homes in Ionia spend an average of 35 days on the market ^[2].
Legal Disclaimers: Listings often include important legal information. For example, they may state that the FGU (Foreclosing Governmental Unit) doesn’t guarantee the usability or access to any of the lands ^[1].
Bidding and Payment Terms: For auction properties, listings might include information about the bidding process and payment requirements. For instance, the full purchase price must be paid within 5 business days of the sale, and only certain payment methods are accepted ^[1].
Property Restrictions: Listings may mention any restrictions or limitations. For example, buyers are not authorized to remove any personal property, scrap metal, or fixtures from auction parcels ^[1].

As we navigate these listings, it’s crucial to remember that we should verify all information through our own research and investigation before bidding ^[1]. This due diligence is an essential step in making informed decisions about potential property purchases in the 130-028-000-090-15 Ionia market.

Researching Property Details

As we delve deeper into navigating 130-028-000-090-15 Ionia property listings, it’s crucial to conduct thorough research on the properties that catch our eye. This step is vital to making informed decisions and ensuring we’re getting the best value for our investment. Let’s explore some key tools and methods to help us gather essential information about properties in Ionia.

Using the Ionia County Tax Parcel Viewer

One of the most valuable resources at our disposal is the Ionia County Tax Parcel Viewer. This online tool provides us with a wealth of information about properties in the 130-028-000-090-15 Ionia listings. Here’s how we can make the most of it:

Access the Ionia County website and navigate to the Mapping/GIS section.
Use the parcel viewer to search for specific properties by address or parcel number.
Examine detailed maps, aerial photographs, and property boundaries.
Review tax assessment information, including property values and tax history.

The Ionia Equalization Office (616-527-5376) and the Ionia Treasurer (616-527-5329) are also excellent resources for additional property information ^[3]. These offices can provide us with valuable insights into property assessments and tax-related matters.

Accessing deed records

To gain a comprehensive understanding of a property’s history and ownership, we need to access deed records. The Ionia Register of Deeds office (616-527-5320) is our go-to source for this information ^[3]. Here’s how we can obtain copies of deed records:

In-person: Visit the Register of Deeds office and use their public computers or request assistance from staff. It’s helpful to bring documentation like a former deed or tax notice containing the property’s legal description ^[4].
Online: Use the Online Deed Search feature:
- Log in as a guest and select “Search Public Records.”
- Enter the last name first and choose the type of documents you want to view.
- Print documents using a credit/debit card for payment ^[4].
Mail, email, or fax: If we can’t visit the office or use the web service, we can request copies to be sent to us. Payment in advance by cash or check is required ^[4].

The Register of Deeds office maintains records from 1984 to the present in computer indexes, with digital images available for viewing and printing ^[5]. This makes our research process much more efficient and thorough.

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Evaluating property values

To make informed decisions about 130-028-000-090-15 Ionia properties, we need to understand their market value. Here are some key statistics to consider:

The median home sold price in Ionia County was $222,693 in August 2024, up 9.1% from the previous year ^[6].
The median price per square foot in Ionia County was $150 ^[6].
In Ionia specifically, the median home sold price was $205,000 in August 2024, up 12.2% from the previous year ^[7].
The median price per square foot in Ionia was $132 ^[7].

It’s important to note that property values can vary significantly based on factors such as location, size, and condition. We should also consider market trends:

Ionia County had 186 homes for sale in August 2024, a 3.9% increase from July 2024 ^[6].
Homes in Ionia County spent an average of 13 days on the market in August 2024, down 29.8% compared to the previous year ^[6].
In Ionia, homes spent an average of 19 days on the market in August 2024, up 2% from the previous year ^[7].

As we evaluate property values, it’s crucial to remember that we’re responsible for conducting our own research to determine a property’s suitability for our intended purpose ^[1]. We should consider obtaining professional assistance from land surveyors or property inspection companies if we have questions about specific property attributes.

By thoroughly researching property details using these tools and resources, we’ll be better equipped to navigate the 130-028-000-090-15 Ionia property listings and make informed decisions about potential investments.

Navigating the Bidding Process

As we delve into the bidding process for 130-028-000-090-15 Ionia property listings, it’s crucial to understand the steps involved. The process can be exciting but also complex, so let’s break it down into manageable parts.

Creating an account on tax-sale.info

To participate in the bidding process, we need to create an account on tax-sale.info. This is a straightforward process, but it’s important to do it well in advance. We should create our account at least 48 hours before the auction we want to participate in to ensure it’s active and authorized in time ^[8].

When creating our account, we need to provide information exactly as it appears on our government-issued ID ^[9]. This is crucial for verifying our identity and preventing fraud in the tax-sale process. It’s reassuring to know that the website doesn’t share our sensitive information ^[9].

If we don’t have a Social Security Number or Permanent Resident Number, we’ll need to call 1-800-259-7470 to register ^[9]. Once we’ve filled out the required information, we’ll need to agree to the Terms of Use Agreement, Privacy Policy, and auction Rules and Regulations ^[9].

Understanding minimum bids and increments

When it comes to bidding, it’s essential to understand the concept of minimum bids and bid increments. The “minimum bid” is the starting price for properties offered in first-round sales, as defined by state law ^[10]. This minimum bid includes all back taxes, interest, penalties, fees, and any other costs incurred by the county during the foreclosure process ^[10].

Bid increments vary based on the current bid amount. For example:

Bids between USD 100.00 to USD 999.00 have an increment of USD 50.00
Bids between USD 1,000.00 to USD 9,999.00 have an increment of USD 100.00
Bids over USD 10,000.00 have an increment of USD 250.00 ^[8]

It’s important to note that no sales can be made for less than the starting price indicated ^[8]. This ensures fairness in the bidding process and helps maintain the integrity of the 130-028-000-090-15 Ionia property listings.

Placing bids during live auctions

The bidding process for 130-028-000-090-15 Ionia properties is divided into two phases: Advance Bidding and Active Bidding ^[8].

Advance Bidding begins 30 days before the posted auction start time. During this phase, we can place and modify our bids as we see fit. We have the flexibility to increase, decrease, or even delete our bids entirely ^[8].

Active Bidding, on the other hand, begins at the designated start time and continues until the end time. This is the interactive phase of the auction process. During Active Bidding, we can see the current high bid price and whether we’re the high bidder ^[8].

A useful feature is the ability to enter a maximum bid at any time during both Advance and Active Bidding. This maximum bid represents the highest amount we’re willing to pay for a property. Our account will automatically bid for us, up to our authorized amount, based on competing bids ^[10].

Auctions typically open at 10:00 a.m. on the scheduled date and close at 7:00 p.m. Once the auction opens, we can place new bids or increase existing ones, but we can’t delete our bids ^[10].

After the bidding closes, winning bidders receive an email with additional information about payment and necessary paperwork ^[10]. This marks the end of the bidding process and the beginning of the next steps in acquiring the 130-028-000-090-15 Ionia property.

By understanding these key aspects of the bidding process, we’re better equipped to navigate the 130-028-000-090-15 Ionia property listings and increase our chances of securing our desired property.

Conducting Due Diligence

When navigating 130-028-000-090-15 Ionia property listings, conducting thorough due diligence is crucial to make informed decisions. This process involves several key steps to ensure we’re aware of all aspects of the property before making a purchase.

Assessing potential contamination

One of the most critical aspects of due diligence for 130-028-000-090-15 Ionia properties is assessing potential environmental contamination. We need to be aware that acquiring a contaminated property can lead to significant liability. Even if we’re not personally responsible for or aware of any hazardous substance releases, we may still be held liable for all cleanup costs, including those affecting other impacted properties ^[1].

To protect ourselves, we should consider conducting a Baseline Environmental Assessment (BEA) as provided for under Section 20126(1)(c) of the Natural Resources and Environmental Act (NREPA). This assessment must be completed prior to or within 45 days of the earliest date of purchase or occupancy of the property ^[1]. The BEA helps us understand the property’s environmental condition and can provide protection from potential liability.

Checking for outstanding assessments

Another crucial step in our due diligence process is to check for any outstanding assessments on the 130-028-000-090-15 Ionia property we’re interested in. These assessments can include municipal utility fees, ordinance fees, and condo or property owner association fees or dues. It’s important to note that these items are not prorated ^[11].

To gather this information, we should contact the appropriate city, village, or township offices. They can inform us if there are any outstanding bonded assessments for future tax years on the properties being offered ^[1]. Additionally, we can use the online parcel information tool available at www.ioniacounty.org to access tax and property information ^[12].

Evaluating occupancy status

When considering 130-028-000-090-15 Ionia properties, it’s essential to evaluate the occupancy status. If the property is currently occupied, we need to be prepared for potential eviction proceedings. As buyers, we’ll be responsible for all procedures and legal requirements related to evictions ^[1].

It’s crucial to understand that occupants of purchased property should be treated as tenants holding over under an expired lease. This means we may need to initiate legal eviction and/or possession proceedings to gain control over the property if occupants don’t leave voluntarily ^[1].

However, it’s important to note that we can’t commence eviction proceedings until we’ve received a deed to the applicable occupied property from the Foreclosing Governmental Unit (FGU) ^[1]. Given the complexities involved, we may want to consult a licensed attorney for additional guidance on handling occupancy issues.

As we navigate the 130-028-000-090-15 Ionia property listings, conducting thorough due diligence is essential. By assessing potential contamination, checking for outstanding assessments, and evaluating occupancy status, we can make more informed decisions and protect ourselves from potential liabilities. Remember, it’s our responsibility to verify all information through our own research and investigation prior to bidding on any property ^[1].

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Completing the Purchase

As we approach the final stages of acquiring a 130-028-000-090-15 Ionia property, it’s crucial to understand the steps involved in completing the purchase. This process requires attention to detail and adherence to specific guidelines to ensure a smooth transaction.

Payment methods and deadlines

When it comes to paying for our 130-028-000-090-15 Ionia property, we have several options available. It’s important to note that the full purchase price must be paid within 5 business days of the sale ^[1]. This tight timeline emphasizes the need for prompt action on our part.

We should be aware that cash and personal checks are not accepted for these transactions ^[1]. Instead, we have the following payment methods at our disposal:

Credit/Debit Card
Wire Transfer
Certified (cashier’s) check

Each of these methods has its advantages, and we should choose the one that best suits our financial situation. It’s worth noting that if we’re paying property taxes, there’s a 3% convenience fee charged when using a credit card, either online or in person at City Hall ^[13].

Required documentation

Completing the purchase of a 130-028-000-090-15 Ionia property involves more than just payment. We also need to submit specific documentation within the same 5-business-day timeframe. This includes a notarized receipt and buyer’s affidavit paperwork ^[1].

It’s crucial to understand that our sale is not considered complete until both the payment and the required paperwork have been received ^[1]. To ensure timely delivery, especially when mailing in paperwork with a certified check, it’s recommended to use a trackable service like Priority Mail, FedEx, or UPS ^[1].

We should also be aware that a bid accepted at public auction through www.tax-sale.info is a legally binding contract to purchase ^[1]. This means we’re committed to following through with the transaction once our bid is accepted.

Obtaining the deed

After we’ve completed the payment and submitted the required documentation, the process of obtaining the deed begins. It’s important to note that this can be a lengthy process, typically taking 6 to 8 weeks for the deed to arrive ^[1].

The Foreclosing Governmental Unit (FGU) handles the deed execution and recording process. They deliver the deeds to the Register of Deeds for recording and then remit them to us after the recording is complete ^[1]. The Register of Deeds is responsible for recording and maintaining records for real property located in Ionia County ^[14].

When we receive the deed, it’s important to understand that it’s a quit-claim deed ^[15]. This type of deed transfers any interest the seller may have in the property to the buyer, without any warranties or guarantees about the title.

It’s also crucial to note that we accept the premises in its present ‘as is’ condition ^[1]. This means we release the FGU and its employees and agents, including the Auctioneer, from all liability arising from any condition of the premises, whether known now or discovered later.

By understanding these key aspects of completing the purchase for a 130-028-000-090-15 Ionia property, we can navigate this final stage of the process with confidence and clarity. Remember, patience is key, especially when waiting for the deed to arrive. With careful attention to payment methods, deadlines, and required documentation, we can successfully finalize our property acquisition in Ionia.

Conclusion

Navigating 130-028-000-090-15 Ionia property listings has a significant impact on our ability to find and secure the right property. By understanding the listing system, researching property details, and navigating the bidding process, we’ve equipped ourselves with the tools to make informed decisions. Conducting thorough due diligence and completing the purchase process are crucial steps to ensure a successful transaction.

As we wrap up our journey through the Ionia real estate landscape, it’s clear that patience and attention to detail are key. From creating an account on tax-sale.info to waiting for the deed to arrive, each step requires careful consideration. By following these guidelines and staying informed, we’re well-positioned to navigate the 130-028-000-090-15 Ionia property listings with confidence and potentially find our next investment or dream home.

FAQs

Currently, there are no frequently asked questions available related to navigating 130-028-000-090-15 Ionia property listings. Please check back later for updates or refer to the detailed article sections for more information on this topic.